Allowance

Active

Scoped payment credentials for AI agents

Spring 2026Founded 20261 peopleSan Francisco, CA, USA

useallowance.com/ ↗LinkedIn ↗X ↗GitHub ↗

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AI insightcan contain mistakes

AI Agent Payment CredentialsUsage-basedAI agent platforms, consumer apps with purchasing agentsLow competition

Moat

Proprietary credential generation and scoping logic; consumer trust; card network relationships.

Key risk

Fraud and liability exposure high; card networks may restrict or compete; adoption depends on agent ecosystem.

Why now

Explosion of AI agents handling purchases; security/fraud concerns blocking mainstream adoption.

Competitors

Emerging space, traditional card controls, DIY integrations

About

Allowance lets AI agents make purchases on a user’s behalf without ever exposing your real card number. Users approve purchases directly from their iPhone with customizable controls like spending limits, merchant restrictions, and expiration windows. Once approved, Allowance generates scoped, one-time payment credentials designed specifically for that transaction. This enables AI agents to safely complete tasks like shopping, ordering food, booking reservations, or purchasing tickets while keeping humans in control of every payment.

Founders · 1

Dasmer SinghFounder

Uber

Stanford

Columbia🎓 Columbia University

Dasmer Singh is the founder of Allowance, a platform building programmable payment controls for AI agents. Previously he was Head of Product for Cash App Families, where he built financial products for teens and parents. Earlier he worked at Uber, Petal, and Venmo. He studied at Columbia University and Stanford Graduate School of Business.

LinkedIn ↗X ↗

Fintech PaymentsFintechGenerative AIPayments

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