platoseed
โ† All companies
Incandor logo

Incandor

Active

Behavioral intelligence infrastructure for anti-fraud

Spring 2026San Francisco, CA, USA
Generate ideas โ†’
AI insightcan contain mistakes
Behavioral Fraud DetectionSaaSBanks, fintechs, and payment platformsHigh competition
Moat
Proprietary behavioral biometrics and individual-level modeling defensible via data accumulation and ML sophistication.
Key risk
Regulatory burden in financial crime; false positive/negative tradeoffs; incumbent fraud vendors with scale.
Why now
Account takeover fraud and synthetic identity fraud accelerate; behavioral biometrics offer new detection vector.
Competitors
Feedzai, Kount, Sift

About

Incandor detects fraud on banking and fintech platforms by learning how every user physically behaves โ€” mouse dynamics, keystroke timing, scroll patterns, and on mobile, how they hold their phone. Founded by two Stanford engineers and backed by Y Combinator, Incandor builds a behavioral map of every user on your platform โ€” no fraud labels or historical data required. At the individual level, it identifies account takeovers with >99% accuracy. At the population level, coordinated rings, mule operators, and coerced sessions separate out naturally. Rather than a black-box risk score, fraud teams query the map via a programmable API.

Founders ยท 2

Luc Rosenzweig
Luc RosenzweigFounder
AppleNvidiaStanford

Founder at Incandor. Previously founding engineer at a robotics startup and systems researcher at Stanford under Prof. Kayvon Fatahalian, focusing on GPUs, robotics, and simulation. Interned on graphics and systems at NVIDIA (Vulkan drivers), Epic Games (rendering), and Apple (Metal). Stanford CS '25.

Matthew Yekell
Matthew YekellFounder
Stanford

Founder at Incandor. Previously at Vista Equity Partners, Stanford Management Company, and Cboe Global Markets. Previously featured in People Magazine, Yahoo News, CNN, and The Huffington Post. Stanford CS '25.

B2BSecurityAI

Related startups

Also in Spring 2026