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Kosh

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Creating Microfinance 2.0.

Winter 2020Founded 202056 peopleGurugram, HR, India; HR, India
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About

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

Founders ยท 2

Sahil Bansal
Sahil BansalFounder
Goldman Sachs๐ŸŽ“ IIT

Cofounder of Kosh. Graduated from IIT Delhi in 2014. Worked as a quant strat at Goldman Sachs in their Investment Banking Division. Currently managing sales and operations at Kosh.

Aayush Goel
Aayush GoelFounder
Goldman Sachs๐ŸŽ“ IIT

Trying to scale myself as a leader as Kosh scales. ex-Goldman Sachs, Graduate from IIT Delhi. Forbes u30 Asia.

FintechCredit and LendingFintechSocialIndiaConsumer FinanceDiversity & Inclusion

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