Rutter

Active

The Unified API for Business Financial Data

Summer 2019Founded 202124 peopleNew York, NY, USA

rutter.com ↗LinkedIn ↗X ↗GitHub ↗See on the Idea Map B2B momentum

About

Rutter is the unified API infrastructure powering the next generation of B2B fintech. We help tech-forward companies build seamlessly integrated financial products by connecting to their customers' systems of record, from accounting platforms to e-commerce systems. The financial operations landscape is fragmented across hundreds of platforms (QuickBooks, NetSuite, Shopify, Stripe, etc.). Without Rutter, companies must spend thousands of engineering hours building and maintaining these critical integrations. Our Universal API provides the same level of granularity as direct integrations while using a single, consistent schema. This enables our customers to build end-to-end workflows for financial planning, lending, expense management, AP/AR automation, and more, in days, not months. Leading fintechs like Mercury, Airwallex, and Orb trust Rutter to power their integrated financial solutions. Learn more: https://www.rutter.com/

From their website

as of Jun 7, 2026rutter.com ↗

API/InfraSubscription

Rutter offers a Unified API for B2B financial data, enabling developers to read, write, and manage data across accounting, commerce, payments, and ads platforms. It emphasizes an embedded ERP approach and a single data model to power financial product experiences. The platform targets developers building financial products for businesses by providing APIs, authentication, and a unified integration layer.

Rutter provides a suite of APIs (Accounting/ERP API, Bank Feeds API, Commerce API, Payments API, Ads API) plus a unified data model and Rutter Link authentication. It allows read/write access to financial data (invoices, bills, transactions, statements, balances, payouts), synchronization of bank transactions to accounting systems, and monitoring/maintenance of integrations. It also offers an Embedded ERP proposition, enabling a financial product to be native inside a customer’s ERP, with a unification layer and data governance. The platform supports multi-platform integration, a dashboard for observability, and features like automation for invoicing, expenses, supplier enablement, and bill pay, with agentic AI commerce capabilities and access to a partner network.

Who it’s for: Developers and product teams building B2B financial products, particularly those delivering embedded ERP capabilities and multi-system integrations for accounting, commerce, payments, and ads.

Features

Unified API across 60+ platforms
Rutter Link authentication and data governance
Read/write/delete across financial data (invoices, bills, transactions, statements)
Bank Feeds to sync transactions to accounting systems
Monitoring and observability dashboard
Data unification layer with common schemas
Embedded ERP support for native ERP integration

Hiring and active growth mentions (explicit “we’re hiring” and partnerships/workshops) and references to Fortune 500s and financial institutions as users; ongoing emphasis on integration coverage and embedded ERP strategy indicate traction and expansion activity.