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Uno Wallet

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The AI wallet that picks the best card at checkout.

Spring 2026Founded 20262 peopleSan Francisco, CA, USA
Generate ideas โ†’
AI insightcan contain mistakes
AI Credit Card OptimizationSaaSEveryday consumersMedium competition
Moat
Card integration and rewards algorithm create defensibility; network effects grow with user and merchant data.
Key risk
Card issuers and payment networks integrating AI rewards selection; commoditization as feature parity increases.
Why now
Credit card fragmentation and high rewards potential drive consumer adoption of AI card selection.
Competitors
Apple Wallet, Goldman Sachs Mos, Traditional card apps

About

Uno is building an AI-powered wallet for everyday spending. We start at checkout: Uno automatically selects the best credit card for each purchase based on merchant category, card rewards, and spending patterns, so users earn more points, miles, and cashback without thinking about it. Today, people either guess which card to use or manually juggle rewards categories. Uno turns that decision into an invisible automation. Over time, Uno becomes the financial agent in your pocket: optimizing which card to tap, which cards to apply for, when bills are due, and other everyday money decisions.

Founders ยท 1

Mordi Shadpour
Mordi ShadpourFounder
StanfordHarvard๐ŸŽ“ Stanford University

Co-founder and CEO of Uno Wallet, where we're solving the universal problem: which card gets the best f***ing rewards? Most recently worked on the Bloomberg Terminal, then spent the next 2 years getting my MBA at Harvard. California native. Currently living between Stanford University and San Francisco.

ConsumerPaymentsConsumer FinanceAI

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