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ZeroSettle

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Drop-in Direct Billing SDK for In-App Purchases

Winter 2026Founded 20262 people
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AI insightcan contain mistakes
Direct Billing Mobile Payment SDKAPI/InfraMobile app developers and gaming studiosMedium competition
Moat
Drop-in SDK simplicity; merchant relationships; payment processing automation.
Key risk
Apple/Google enforcement of in-app billing; developer adoption friction; payment processor competition.
Why now
App Store fees and retention pressure drive developer interest in direct billing; regulatory pressure on App Stores.
Competitors
Stripe Mobile, RevenueCat, Purchasely, app stores themselves

About

ZeroSettle is a mobile SDK that switches customers from App Store billing to direct billing. It takes 15 minutes to set up and immediately unlocks zero App Store fees, higher retention/conversion, and instant payouts.

Founders ยท 2

Gabe Roeloffs
Gabe RoeloffsFounder
Apple

Used to work on operating systems @ Apple (yes, all of them). And now I help mobile developers improve their net margins by avoiding the 30% App Store commission.

Ryan Elliott
Ryan ElliottFounder
Apple

Building and scaling ZeroSettle: the future of mobile gaming payments. Previous systems software engineer at Apple.

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